Alfa has been delivering technology and consultancy services to the global asset finance industry since 1990.

Our best practice method ologies and specialised knowledge of asset finance mean that we deliver the largest and most complex systems transformation projects. With an excellent delivery history over three decades in the industry, Alfa's track record is unrivalled.

Futureproof your asset finance

Alfa Systems, our class-leading technology platform, is the heart and lungs of some of the world's largest and most progressive asset finance providers.

Satisfying leasing software requirements of all sizes, the cloud-native Alfa Systems represents an integrated point solution, a rapid off-the-shelf implementation, or an end-to-end platform for the complex global enterprise.

Alfa Systems supports both retail and corporate business for equipment, automotive, wholesale and dealer finance, including originations, servicing and collections. It manages both high-volume transactions and complex leases and loans, in any region, language and currency.

Fully extensible and providing real-time insights, integrated workflow and business rules, alongside business decisions driven by machine learning, the opportunities that Alfa Systems presents to asset finance companies are clear and compelling.

Revolutionising our customers’ operations for over three decades

Our people are only the most talented graduates and professionals, and we know that no one project is like another. Gaining a competitive advantage in the modern marketplace demands fresh innovation every time. We work to understand your business completely, then align our implementation methodology with your business practices. We work with you to shape the solution that fills all the gaps.

With over 30 current clients and 38 countries served, Alfa has offices all over Europe, Asia-Pacific and the United States.

For more information, visit alfasystems.com.

Sopra Banking Software's evergreen Sopra Financing Platform releases the power of the entire asset finance ecosystem, enabling lenders to design and deliver exceptional customer experiences. All platform components are globally enabled, cloud based, and connect to third party providers. Our design and flexibility are based on 40+ years of experience working with all types of lenders.

At the core, the platform facilitates the front-to-back-office lending cycle for all types of assets, including automotive, heavy vehicles, yellow metal, energy sector assets, medical equipment and others. We can help build out an entire lending ecosystem or plug software components into your existing technology stack, fully transforming your offering. And as it is built collaborating with widely used technology providers, we truly are a lender's ecosystem orchestration partner.

VIP Apps Consulting provide management consulting, business process management and technology consultancy services for the equipment leasing and vehicle asset finance industry.

Using their unique proprietary AMOBI and DELIVER methodologies, VIP Apps develop innovative and holistic technology solutions aligned with their clients’ business goals and for the next generation of financial services ecosystems.

VIP Apps is a team with an even mix of backgrounds in technology consulting, and industry roles from operations to controller level positions from within the captive and vendor finance space.

VIP Apps understand today’s industry challenges and help CIOs and CFOs unlock their innovation and digital vision to capitalise on the business opportunities that technology can provide.

There's no secret to our growth over recent years to become a £181.8m turnover firm. Clients, whether individuals or organisations, love working with Shoosmiths people because of the way we work and the results we consistently deliver for them.

You don't have to take our word for it, many of our clients are happy to talk on our behalf - we've never been ones for banging our own drum.

Our commercial client list speaks volumes for the quality of our lawyers and the experience they provide; from Mercedes-Benz, Octopus Ventures and Travelodge to property developers and some of the UK's largest banks, we work with a growing number of the FTSE 250 and some of the world's most exciting and ambitious growth businesses.

We work to a simple formula: a can do ethos, values that are much more than words on paper, and the agility to find the best way for each individual client - whether that's ways of working, pricing structures or just innovative ideas that make a real commercial difference.

Evidencing independent recognition of our national teams’ legal expertise, Shoosmiths is currently ranked by the Legal 500 UK 2022 across 120 practice areas with 33 top tier rankings. Chambers and Partners 2022 UK Guide ranks 71 of Shoosmiths practice areas with 18 as Band 1 and an additional 10 awarded as National Leaders. In addition Chambers and Partners ranked Shoosmiths 8 Connected Services products Cia® and Matters + as band one in their Global LawTech 2022 Guide.

LTi provides an end-to-end asset finance lifecycle management platform. LTi’s seasoned professionals identify your organization’s challenges and constraints, which enables ASPIRE™, our comprehensive asset leasing software platform, to propel your organization forward. ASPIRE flexibly manages a contract from lead management through termination.

ASPIRE can support companies of all sizes’ current and future needs and can be hosted on the LTiCloud. With a complete and integrated suite of applications to manage operations, companies can streamline workflows, increase automation, and expand organizational growth. LTi's goal with its flexible architecture is to empower banks, captives, and independent lessors of all sizes. Having every process from origination and decisioning to portfolio management and dispositioning on a single integrated cloud platform will allow you to ultimately expand and grow in the markets you serve.

As the industry’s leading cloud-based platform, we differentiate ourselves in the marketplace by taking the time to understand our customers. As a true cloud technology partner with more than 35 years in the Asset Finance Industry, we take time to understand your business and implement the functionality for our customers that fit their best practices.

LTi's solutions can be deployed in-house or hosted in LTiCloud. To learn more about our customer-centric approach, contact our UK Country Manager, Robert Taylor at +44(0)7366 625712 or by email at rtaylor@ltisolutions.com.

You can also reach our Sales Department at: +44(0)118 228 7089

NETSOL Technologies is a leading financial technology provider to the global asset finance and leasing industry, catering to companies with ever growing and diverse business requirements worldwide. With over four decades of experience and strategically located global offices in Europe, North America and across Asia Pacific, NETSOL has over 200 clients worldwide with over 25,000 users globally - all while maintaining its 100% implementation success rate.

NETSOL’s premier platform NFS Ascent is a proven, unrivalled and highly adaptive solution for the global asset finance and leasing industry. It is built on cutting-edge technology that enables banks, auto and equipment finance and leasing companies to run their retail and wholesale finance business seamlessly. The solution fully automates the entire financing/leasing cycle for companies of any size, including those with multi-billion-dollar portfolios. NFS Ascent empowers financial institutions to effectively manage their complex lending operations, enabling them to thrive in hyper-competitive global markets. Ascent is also available on the Cloud, with flexible, subscription-based pricing and rapid deployments, enabling immediate access to the same modern technology platform used by bluechip organisations and Fortune 500 companies worldwide.

NETSOL is also the pioneer in the global asset finance and leasing industry to offer a full suite of digital transformation solutions – NFS Digital. Our digital transformation solutions are extremely robust and can be used with or without our core solution (NFS Ascent) to effectively augment and enhance a customer’s ecosystem. They are essentially curated digital touchpoints for our clients’ partners, teams and customers.

NETSOL’s wholly-owned subsidiary Otoz provides a white-label SaaS platform to OEMs, finance companies, dealers, and start-ups that enables short and long-term on-demand mobility models (subscriptions, rental and car-sharing) and digital auto retail.

Ascent is a state-of-the-art asset finance and leasing software solution for asset finance and leasing business operations covering the entire lease/loan lifecycle from origination, booking, payments, customer service, collections, mid-term adjustments, end-of-term options until contract closure. Ascent offers an advanced Business Rules Engine and a flexible Business Process Manager, enabling users to create and implement custom rules unique to their business operations and modify and enhance existing flows in real-time while adapting to changing industry regulations or new company requirements with minimum effort. It also incorporates a dynamic Workflow Manager which empowers users to define the automated routing of tasks, maximising productivity, alongside an Integration Hub which enables seamless integration with other third-party systems and credit bureaus.

NETSOL launches Appex Now - the pioneering marketplace designed specifically for the finance and leasing industry. Built on an API-first strategy, Appex Now offers a comprehensive suite of products that covers the entire credit lifecycle, providing solutions for financial institutions of all sizes. Simplify your operations and increase efficiency with Appex Now's cutting-edge technology, transforming the way you do business in finance and leasing.

NETSOL is now also adopting the API-first approach. The company has introduced ‘Flex’ as the first product offering from ‘Appex Now’ - which is essentially the first marketplace developed specifically for the finance and leasing industry. Our vision is to make an API- marketplace to enable the industry to develop small, independent and flexible API-first architectures that can be used as standalone products or be integrated with any number of core systems.

Flex is NETSOL’s newly developed, API-based, out-of-the-box calculation engine. It is a pure-play SaaS product that is cloud-based and can be integrated seamlessly into an organisation’s products, services and ecosystem. The calculation engine intelligently adapts to demand by monitoring usage to maintain reliable and predictable performance at desired costs. It is a one-stop solution that guarantees precise calculations at all stages of the contract lifecycle through various calculation types.

NETSOL launches Hubex - a cloud-based API library comprising of pre-built integrations with multiple API providers. It is a low- configuration platform with best-in-class partner APIs to standardise and accelerate your configuration procedures, ensuring resource-efficient development. Hubex offers a range of third-party integrations, including payment processing, bank account authentication, F&I products, fraud check, driver's license verification, address validation, vehicles valuation, and inventory management.

NETSOL’s premier platform for the global asset finance and leasing industry NFS Ascent has had a number of product upgrades. There have been user experience enhancements for Web/Desktop. Web UI/UX enhancements have also been made to the Ascent platform’s Omni Point of Sale solution. Further enhancements have been facilitated pertaining to health and monitoring. Other product upgrades for NFS Ascent® include Single Sign On (SSO) Implementation, Product Compatibility Release with Microsoft SQL Server 2017 and upgrading of third-party controls and frameworks to the latest versions.

NETSOL now also offers professional services to organisations in different regions and industries in order to enable them to meet their business objectives. These services include, but are not limited to, technical consultancy, web and app development, digital marketing, cloud services, AI services, outsourcing and co-sourcing. The company enables businesses to employ the industry’s best talent to help them develop and refine their technology strategy, innovate, execute their roadmap and optimise service quality.

NETSOL has also entered into a select tier partnership with Amazon Web Services (AWS). The IT powerhouse finds it essential to take advantage of the power of the cloud to ensure decreased costs, flexibility, reliability, a secure and agile environment and state-of-the-art solutions across all sectors. NETSOL’s advantage is its pre-existing, accumulated experience in the provision of cloud services and solutions, having already facilitated cloud migrations and transformation to the cloud for clients across the globe.

Built on understanding, Cambridge & Counties Bank is the result of two well-respected institutions who joined to create a responsible expert-banking specialist. We’ve created a service that brings back some of the great elements of an old-fashioned bank, combining these with all the speed, efficiency and knowledge that’s needed in the modern day.

Everything we do is centred around our customers, brokers, and business partners. Working together and building a relationship with SMEs means we can provide the right support and solutions to help businesses grow and prosper. And when you pair that with our traditional banking values and modern thinking, you get something a little bit special.

When Graeme and Miles established CBC, the lending landscape was very different than it is today. However, the factors that set a leading recruiter apart from the rest remains the same – knowledge, expertise, integrity, trust and delivery.

CBC has been trusted to fill some of the most influential roles for some of the most influential players across the lending community.

Not only can CBC demonstrate expertise and success at a senior level, but the CBC team also has the expertise and reach to manage the resourcing requirements of clients at all levels, nationwide – and their first-class network and knowledge extends across permanent and temporary / contract assignments.

The team at CBC strive to be the resourcing partner of choice – easy to deal with and trusted to deliver.

Accessing the best talent for the best jobs, time after time is what CBC does best.

Founded in 1976, CGI is among the largest independent IT and business consulting services firms in the world. With 91,000 consultants and professionals across the globe, CGI delivers an end-to-end portfolio of capabilities, from strategic IT and business consulting to systems integration, managed IT and business process services and intellectual property solutions.

CGI works with clients through a local relationship model complemented by a global delivery network that helps clients digitally transform their organizations and accelerate results.

CGI Fiscal 2022 reported revenue is $12.87 billion and CGI shares are listed on the TSX (GIB.A) and the NYSE (GIB). Learn more at cgi.com.

Founded in 1987 by a team of finance specialists, Close Brothers Asset Finance and Leasing has grown to become a leading asset finance company in the UK.

While the team may have grown, the same founding principles remain – we provide finance for businesses we fully understand and offer practical solutions that enable them to succeed. Having specialist knowledge means we are able to give prompt decisions, letting our customers get on with doing what they do best.

Close Brothers Asset Finance and Leasing is about tailor-making finance solutions rather than off-the-shelf products. This is why we continue to refine our relationships and enhance our products in order to deliver more effectively for our customers and suppliers. We are proud to be a member of the Close Brothers Group.

Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services, and securities trading. Established in 1878, Close Brothers Group plc employ 2,900 people, principally in the UK, are listed on the London Stock Exchange and are a member of the FTSE 250.

Compass is an independent finance company with an innovative and relational approach to the market.
Established in 2005, we help businesses navigate the financial landscape, providing flexible and competitive funding solutions enabling their long-term success.

We’re passionate about the success of your business. Having worked with numerous smaller businesses, we know that your time is finite, so we make the process as easy and straight-forward as possible by removing all unnecessary complexities. We’re with you every step of the way, to support you and ensure you have complete peace of mind.

We take a relational rather than transactional approach to doing business, valuing our team, our customers and our partners, so that we can provide you with the best possible products, service and experience now and into the future.

Our CEO, Dr. Martin Goodson, founded Evolution AI after previously struggling with traditional OCR technology.
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In 2011, he was one of a tiny handful of attendees at a conference workshop on a little-known AI technology called ‘Deep Learning’. He realised then that deep learning could address the limitations of OCR. After years of frustration with ineffective solutions that delivered poor results, Martin was inspired to conceive a data extraction solution that ‘just works’.

Evolution AI was born after Martin joined forces with our CTO Rafal Kwasny, one of the UK’s most respected big data experts. Together with a stellar team of machine learning researchers and engineers, they have revolutionised the field of data automation.

By combining computer vision and natural language processing (NLP), our AI models are able to understand and interpret any type of document with unprecedented accuracy. Our technology sets a new standard for automated data extraction: human-like accuracy without laborious configuration and setup.

Finativ is a dynamic advisory and consulting firm for the business and consumer lending markets.

Combining deep practitioner expertise in asset, auto, invoice and trade finance with highly skilled functional specialists, Finativ provides leading edge capability in transactional advisory including acquisition and business sale, debt raising, transactional structuring and due diligence; business model optimisation including strategic reviews, process improvement, strategies for growth and business restructuring; technology advisory and digital transformation; new market entry and partnering, thought leadership and ideation. Finativ also provide expertise in the financing of renewable energy assets.

Through the Finativ Flex retained advisory service, clients are able to tackle ongoing strategic, Board Advisory or short-term challenges with access to all of the Finativ team on a flexible, as-required basis.

Finativ are the coordinators of the Technology & Innovation Forum, the only peer community dedicated to technology advancement in the asset and motor finance industry.

Great American Lease & Loan Insurance Services is a recognised leader in providing insurance products to equipment lessors, manufacturers, and vehicle finance markets in the UK and Europe.

Our bespoke insurance solutions are designed to provide portfolio protection, deliver an additional revenue source to your business, ensure regulatory compliance and enhance your product range. Our successful pan-European programmes deliver consistent and flexible multi-lingual insurance solutions across multiple territories.

Lease & Loan Insurance Services has been providing specialised insurance programmes to major financial institutions and lessors in the UK and Europe for over a quarter of a century. We are part of Great American Insurance Group whose roots go back to 1872, with the founding of its flagship Great American Insurance Company which has received an “A” (Excellent) rating or higher from A.M. Best Company for over 110 years, and recently celebrated its 150th anniversary.

Haydock Finance is a business finance specialist who has been supporting UK SME growth for over 40 years. We have stood strong to support our customers through the tough times and the good, providing supportive business finance to a diverse range of businesses.

With gross receivables in excess of £600 million, we work closely with our nationwide portfolio of introducers to provide a high level of expertise across a variety of funding solutions. Haydock has a unique blend of experienced staff including a large team of broker relationship managers, three specialist teams for agriculture, prestige vehicles and vendor plus a dedicated sales support team and a diverse, knowledgeable team of underwriters. We also have a team of experts who operate our stock finance division.

In a competitive market, we like to be different. Our innovative thinking and ‘can do’ approach means we can develop funding solutions to meet the individual needs of your customer. Whether it’s Hire Purchase, Leasing or Refinance, we understand that timing is everything so we work hard to provide you with ultra-quick decisions and fast payouts.

We deliver impressive experience and independent insight to offer our clients clear and actionable advice. We build strong and continuing links between our client and our team, with a relationship built on trust and reliability. Our clients include lessors and financial institutions such as banks, banking subsidiaries, manufacturer captive finance companies, independents and others who need external help with specific issues, both tactical and strategic.

This team of highly experienced individuals is ideally placed to help clients with the complexities of business strategy and the dynamics of industry change. Recent engagements have helped develop and influence the direction of the industry. These include:

Advice on entering new markets, including internationally.
The corporate finance and capital markets, re-structuring, and M&A.
New product development.
Risk and Treasury policies and analysis
People and skill reviews
Coaching and mentoring.

We have advised Government & Regulatory bodies on their country’s legal framework to support an emerging asset financing industry and trained staff in the emerging markets. Wherever your challenge exists on this spectrum, we’d welcome an exploratory meeting.

IAA coordinates the Captives’ Forum, a unique industry body designed to exchange ideas and discuss non-competitive topics. IAA is a joint creator of The Leasing Foundation and we have provided a patron and additional support to the AF-PA (Asset Finance Professionals Association).

LDMS are pioneers of Credit Software, with a long history of delivering state-of-the-art loan management solutions across EMEA.

For more than 20 years, our systems have powered the formidable growth of LC Financial Holdings, now managing over €37bn in assets across a wide range of customers in all credit market verticals.

From a high level view of large portfolios, engaging both new and existing customers and managing day to day processing efficiently,

LDMS supports multiple geographies, languages, processes and products ensuring maximum flexibility and empowering every single user to be more effective. We believe that the best technology provides a true business advantage. Based in our Cardiff tech hub, we have a 50-strong team of highly experienced developers providing full professional services implementation support by dedicated experts.

At Metro Bank, we do banking differently. We're award-winning people-people, and to us, there's nothing more important than going above and beyond for our customers – in fact, we’re on a mission to become the nation’s best community bank.

We started out in 2010 with just one store in the centre of London, and we’re now based in towns and cities all over the UK. Our stores open earlier and close later than the rest, every day of the week.

We’ve made sure it only takes minutes, not days, to open a Current Account online or in person – we even print brand new debit cards in store. And there's more, like our drive-thru banking, on-the-counter dog treats, and annual craft events that are bags of fun for the whole family. As well as the personal and business banking services we offer, we pride ourselves on our culture.

At Metro Bank we hire for attitude and train for skill, because we believe in our colleagues’ potential. If you’re a people-people person, take a look at our vacancies today. Supporting our customers, colleagues and communities is at the heart of everything we do.

Nivo was started with a goal to create the best possible future customer experience when dealing with regulated service industries like financial services.

We felt both consumers and providers were missing out through time consuming and laborious onboarding and servicing processes. Consumers weren't getting easy access to what they needed. And providers were spending £millions papering over cracks and missing out on new business.

At the root of all the problems were legacy communication channels. eMail, phone and paper based processes. Whilst the rest of the world was benefitting from the ease, speed and convenience of instant messaging, these industries were languishing in the dark ages for anything their own apps weren't built to handle.

By solving the trust and security issues that prevent other instant messaging networks being used, we knew we could achieve our goal.

Novuna Business Finance is the UK’s fifth largest asset finance provider, offering innovative funding solutions to future proof businesses including credit automation for faster decisioning, speedy release of funds, flexible repayment options and no hidden fees.

Established yet energetic, Paragon is a British banking group with an award-winning range of savings products and a focus on lending in specialist mortgage and business finance markets.

With a long and successful history in buy-to-let mortgage lending, we’ve grown rapidly in recent years to build a thriving commercial lending division that offers finance to small and medium-sized business customers operating across a wide range of different sectors – from aviation, agriculture and construction, through to property development, print and technology. We also service a range of consumer loan portfolios through our subsidiary, Idem.

Our vision is to become the UK’s most highly regarded specialist provider of finance for people and today we have over 430,000 customers, £12 billion of assets under management and annual operating profits of over £150 million.

Over 1,300 people work for Paragon across the UK and we put our customers at the heart of our business. Our culture is built on values of integrity, professionalism, humour, commitment, creativity, teamwork, fairness and respect and we work together to help our customers achieve their lifestyle ambitions, ensure fair outcomes and build an organisation of which we can all be proud.

A FTSE 250 company listed on the London Stock Exchange, Paragon offers a friendly and supportive environment for employees. Amongst an elite group of organisations with Investors in People Gold accreditation, we support our employees with a range of development opportunities to help them progress in their careers.

Established in 1996, Propel Finance is one of the UK’s largest independent business asset finance providers. Propel hold a 27-year track record in supporting over 45,000 SME businesses to finance new assets such as equipment & vehicles; and refinance existing assets to help customers realise their growth ambitions. They provide flexible solutions, products & service across the UK and employ over 200 staff.

Propel was recognised by the Asset Finance 50 (AF50) rankings in 2022 as the fastest-growing asset finance lender (92% year on year growth) in the UK. They have won multiple awards for innovation, technology and alternative finance. Their investment into technology provides sales teams with an industry leading digital journey and sales flow automation, in particular through the effective deployment of their innovative web app ‘Propeller’.

Propel has implemented landmark multi-year strategic partnerships with some of the largest corporate partners in the UK. They successfully launched a partnership with Barclays Bank in 2020 that extended across the bank’s network of 1,000 Business Banking Relationship Managers. Through that partnership, Propel have access to more than 1 million SMEs and have currently helped over 3,200 Barclays Business Banking customers complete over 4,750 transactions. In 2021, Propel added to their portfolio by launching a new partnership with Azets, a top 10 regional accountancy business which services more than 50,000 UK businesses. They formed another landmark strategic partnership in 2022, this time with Samsung Capital – enabling asset finance solutions to UK SMEs through Samsung’s extensive distribution channels.

Propel build long standing relationships with their customers, offering flexible & competitive finance terms; and key to this is their commitment to provide every customer with exceptional and personal assistance to ensure a great speed of service. They are small enough to care, deliver a brilliant service to their customers, and big enough to have the expertise & technology to be a leader in SME finance.

To find out how more on how Propel can boost your business, please call 01633 982922 or email contact@propelfinance.co.uk. For further information, visit www.propelfinance.co.uk

Finance is subject to status. Terms and Conditions Apply. Propel acts as a lender or a credit broker for business customers only.

Simply Asset Finance was founded in April 2017 by a team of asset finance specialists, in response to the need for innovation and disruption in the sector. It offers an alternative financial model to banks and looks beyond a balance sheet and credit rating, supported by a digitally enabled customer journey. Simply Asset Finance consider a customer’s potential and work with them to identify and implement the best solution to help them succeed. Their highly experienced sales team is made up of people with extensive knowledge of the industries they lend to. This means they understand the day-to-day challenges that businesses face and the dedicated support teams guide customers through the process, helping them every step of the way.

Simply Asset Finance has lent more than £1bn to over 6,000 small and medium businesses across a wide range of sectors including transport, construction, manufacturing, recycling, and agriculture.

The STAR Asset Finance Group has brought together a group of leading independent asset finance businesses, with unrivalled knowledge of their markets, combining the genuine local service valued so highly by local SMEs, with the many benefits of national scale. The group can offer better value to SMEs by providing access to more finance options, competitive deals, greater decision flexibility and access to a diverse range of specialist experts. And without taking away any of the personal and human touch they’ve come to expect. It's a national business with a local touch.

In 2022, the STAR Asset Finance Group financed more than £250 million for UK SMEs, and this year the combined lending across the group since its inception in 2014 will exceed £1.8 Billion.

Their vision is to be the most recommended asset finance provider in the UK, by delivering the very best customer service throughout our group businesses:

· Credo Capital Finance Ltd

· First Capital Finance

· Ignition Credit

· Kennet Equipment Leasing

…as well as a number of new STAR-branded specialised sub-divisions:

· STAR Stocking Finance

· STAR Professions Finance

Personal, local service, backed up by national scale and expertise.

Customer Service at its heart

As a leading financial services provider in the UK, the STAR Asset Finance Group has continuously demonstrated a commitment to excellence, innovation, and client satisfaction. Over the years, the company has established itself as a trusted partner to businesses of all sizes, offering customised financing solutions that meet the unique needs of each client.

Every business in the group provides personal, human service with great local knowledge as well as the breadth of funding options and value add that can only be achieved through national scale and deep sector expertise.

Innovation for growth

The Group has consistently demonstrated its ability to innovate in the face of an ever-evolving financial landscape. They have embraced digital transformation, utilizing advanced technologies and data-driven insights to improve the efficiency of its operations, enhance customer experience, and stay ahead of the competition. This focus has positioned the STAR Asset Finance Group for continued growth in the asset finance industry.

An award-winning business

Since its formation, the Group has established itself as an award-winning business in the UK, it’s every growing awards cabinet includes Leasing World Golds for Top Asset Finance Broker, Specialist Car Funder, Broker of the year and winner of the Service Excellence award, alongside several MoneyFacts awards for Top Broker and Top Lender categories.

Investing in People – the key to the Groups growth story

The STAR Asset Finance Group places a high value on investing in its people, recognising that its employees are essential to the success of the business. The company offers ongoing training and development programs to enhance employee skills and knowledge and creates a positive work environment where employees feel valued, respected, and supported. Initiatives such as employee feedback programs, wellness initiatives, and social events foster a sense of community within the workplace.

The company's commitment to excellence, innovation, and client satisfaction has set it apart from its peers, and it has made a significant contribution to the financial services industry in the UK supporting UK based SME’s.

Together, the STAR Asset Finance Group is doing more for business.

Time Finance provide funding solutions that give UK business owners the confidence and freedom to achieve their business goals.

From Asset Finance to Invoice Finance, Business Loans, Vehicle Finance and Asset Based Lending, we can support one-off funding requirements as well as package multi-product solutions, dependent on our clients’ business needs.

We are proud to support 10,000 SMEs each year through our dedicated broker communities.

United Trust Bank is a specialist bank that provides a wide range of funding facilities and deposit accounts for individuals, businesses and charities.

We are driven to understand our customers’ needs, taking an entrepreneurial and pragmatic approach. This allows us to provide quick and flexible funding solutions to support sound proposals. Our broker relationships are key to our ability to deliver value-added funding solutions. We aim to provide outstanding service and build relationships for the long term.

United Trust Bank was incorporated in 1955 and has many decades of lending experience. We are covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. At United Trust Bank, our focus is always on our customers’ needs. Our lending divisions each have their own qualities and strengths, which they draw on to deliver the best service for our customers.

Founded in 1991, VAS has established itself as a market leader in the provision of outsourced asset audit services on behalf of independent banks and captive funders. We conduct a wide range of audits, including Wholesale Floor Plan, Sub Hire, Asset Inspection and Dealer Oversight audit services to mitigate risk and safeguard assets.

We operate across a broad spectrum of asset classes including Transportation, Agriculture, Construction, Recycling, Marine and Leisure. This includes both physical and digital audit services, which can be used in a combined hybrid solution. We operate our services throughout the UK and Europe. Through our team of professional auditors and ‘SMART’ software, we complete and deliver audit results to clients in our web-based risk platform.